Health Insurance Policy

It is Defiance College and NCAA policy that all full time students provide proof of health insurance coverage. The information below is designed to inform you of those choices for insurance. Please check with your present insurance company as to their coverage while your son/daughter is away to college.

Please Note:

• Students are automatically billed for the Bollinger “Student Injury and Sickness Insurance Plan” unless they waive this cost by completing the on-line waiver form.
  - Bollinger Insurance On-line Waiver Form
  
  
• No out-of-state Medicaid is accepted by healthcare providers in the area, except in the case of a medical emergency.

PRIMARY INSURANCE
All full time students are required to be covered by either
1) health insurance of a parent or legal guardian,
2) purchase their own health insurance through an outside provider, or
3) purchase the Bollinger Student Injury and Sickness Insurance Plan offered by Defiance College.  




BOLLINGER INSURANCE
Bollinger "Student Injury and Sickness Insurance Policy"

Health insurance is essential due to high health care cost. The College has insurance (Bollinger Insurance) available to cover injuries and sickness. This insurance is secondary to the parent's health insurance for the student. Defiance College requires all full time student to maintain health care coverage.
Defiance College Bollinger Insurance for Students

Please Note:
Full time students are automatically billed for the Bollinger “Student Injury and Sickness Insurance Plan” unless they waive this cost by completing the on-line waiver form.
Bollinger On-line Waiver Form


We require a copy of your insurance card to show proof of your insurance during orientation. If you choose to purchase the Bollinger “Student Injury and Sickness Insurance Plan” offered through Defiance College, it is considered your secondary, if you hold other insurance coverage. If you have no other insurance, then Bollinger will be your primary insurance. Bills will be sent to your primary insurance first.  Defiance College is not responsible for remaining balances.

ATHLETIC HEALTH INSURANCE POLICY
(A Secondary Policy for Athletes During Participation of Intercollegiate Sports)

This IS NOT a primary insurance policy and only covers the athlete during specified intercollegiate events. The athletic policy is provided at no cost to you and is designed to help offset medical expenses associated with injuries occurring during participation in intercollegiate athletics at Defiance College. Defiance College is not responsible for remaining balances resulting from an athletic injury.

There is a $500 deductible following payment of the primary health insurance FOR EACH CLAIM. This deductible is the responsibility of the athlete. This deductible is waived if the student has purchased the Bollinger "Student Injury and Sickness Insurance Plan" offered through Defiance College.

In order to assure that bills are being paid by the appropriate parties, the athletic training staff needs to be informed of EVERY injury that occurs during athletic participation.

Please do not hesitate to contact the Health Center or Athletic Department with questions or concerns.